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1. Parties: Identifies the Lender, Borrower, and Trustee, including their complete legal names, addresses, and corporate details if applicable

2. Background: Recitals explaining the context of the loan, the purpose of the trust arrangement, and the parties' intentions

3. Definitions: Defines key terms used throughout the agreement, including technical financial terms and legal concepts

4. Loan Amount and Purpose: Specifies the principal amount, currency, and permitted use of the loan proceeds

5. Interest and Fees: Details the interest rate, calculation method, payment periods, and any additional fees or charges

6. Trust Arrangement: Establishes the trust relationship, appointment of trustee, and trust property details

7. Security and Collateral: Describes the assets placed in trust as security for the loan

8. Repayment Terms: Outlines the repayment schedule, installment amounts, and payment mechanisms

9. Representations and Warranties: States the legal assurances and factual statements made by each party

10. Covenants: Lists ongoing obligations of the parties during the loan term

11. Events of Default: Defines circumstances constituting default and their consequences

12. Remedies: Specifies actions available to parties in case of default or breach

13. Trustee Powers and Duties: Details the trustee's responsibilities, authority, and limitations

14. Governing Law and Jurisdiction: Specifies Philippine law as governing law and defines jurisdiction for disputes

15. Miscellaneous Provisions: Includes standard boilerplate clauses like notices, amendments, and severability

1. Schedule A - Property Description: Detailed description of the trust property or collateral

2. Schedule B - Payment Schedule: Amortization table showing payment dates, amounts, and interest calculations

3. Schedule C - Permitted Encumbrances: List of existing liens or encumbrances allowed on the trust property

4. Schedule D - Form of Promissory Note: Template of the promissory note to be executed alongside the agreement

5. Schedule E - Insurance Requirements: Detailed specifications for required insurance coverage

6. Schedule F - Required Consents and Approvals: List of necessary governmental or third-party approvals

7. Appendix 1 - Deed of Trust Form: Standard form for recording the trust deed with property registrar

8. Appendix 2 - Compliance Certificates: Templates for periodic compliance certifications