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1. Parties: Identification of the vendor (finance provider) and the customer, including full legal names, registration details, and addresses

2. Background: Context of the financing arrangement, relationship between parties, and purpose of the agreement

3. Definitions and Interpretation: Detailed definitions of terms used in the agreement and rules for interpreting the contract

4. Facility Amount and Purpose: Specification of the financing amount, purpose, and any restrictions on use

5. Interest and Fees: Details of interest rates, calculation methods, and all applicable fees

6. Repayment Terms: Payment schedule, payment methods, and prepayment provisions

7. Security and Collateral: Description of security arrangements, collateral requirements, and perfection requirements

8. Conditions Precedent: Conditions that must be satisfied before the facility becomes available

9. Representations and Warranties: Statements of fact and assurances given by the customer

10. Covenants: Positive and negative obligations of the customer during the facility period

11. Events of Default: Circumstances constituting default and consequences thereof

12. Enforcement Rights: Rights and remedies of the vendor in case of default

13. Governing Law and Jurisdiction: Specification of Nigerian law as governing law and jurisdiction for disputes

1. Payment Schedule: Detailed breakdown of payment dates, amounts, and interest calculations

2. Asset Schedule: Description and valuation of financed assets or equipment

3. Security Documents: Forms of security documents, guarantees, or collateral agreements

4. Conditions Precedent Documents: List of required documents and evidence for conditions precedent

5. Form of Drawdown Notice: Template for requesting disbursement of funds

6. Financial Covenants: Detailed financial ratios and reporting requirements

7. Permitted Security Interests: List of pre-approved security interests or liens

8. Insurance Requirements: Detailed insurance specifications and requirements