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1. Policyholder Information: Details of the insured person including full name, contact information, passport details, and Nigerian residential address

2. Travel Details: Information about the journey including dates, destinations, purpose of travel, and mode of transportation

3. Coverage Summary: Overview of insurance coverage types and limits selected by the policyholder

4. Premium Details: Information about insurance costs, payment methods, and payment schedule

5. General Terms and Conditions: Standard terms governing the insurance contract including validity, renewals, and cancellation terms

6. Claims Procedures: Step-by-step process for filing claims, required documentation, and time limits

7. Exclusions: Clear listing of situations and circumstances not covered by the insurance

8. Emergency Contact Procedures: Instructions for contacting insurance provider in case of emergencies, including 24/7 helpline numbers

9. Declaration: Policyholder's confirmation of information accuracy and acceptance of terms

1. Schedule A - Coverage Limits: Detailed breakdown of coverage limits for each type of coverage

2. Schedule B - Premium Calculation: Detailed premium calculation based on coverage selected, duration, and risk factors

3. Schedule C - Approved Medical Facilities: List of approved hospitals and medical facilities in covered territories

4. Schedule D - Claims Documentation Checklist: Comprehensive list of required documents for different types of claims

5. Appendix 1 - Definitions: Detailed definitions of terms used in the policy

6. Appendix 2 - Emergency Contact Directory: Complete list of emergency contact numbers and procedures by country/region

7. Appendix 3 - Excluded Countries List: List of countries where coverage is not valid or has special conditions