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1. Parties: Identification of the lender and borrower with complete legal names and addresses
2. Background: Context of the loan arrangement and security provision
3. Definitions and Interpretation: Definitions of key terms and interpretation rules
4. The Facility: Loan amount, purpose, and availability
5. Interest: Interest rate, calculation method, and payment terms
6. Repayment: Repayment schedule, prepayment terms, and payment mechanics
7. Security: Description of security assets and creation of security interest
8. Representations and Warranties: Standard and transaction-specific representations
9. Covenants: Positive and negative undertakings of the borrower
10. Events of Default: Circumstances constituting default and consequences
11. Security Enforcement: Rights and procedures for enforcing security under Indonesian law
12. Costs and Expenses: Allocation of transaction costs and enforcement expenses
13. Notices: Communication methods and contact details
14. Governing Law and Jurisdiction: Indonesian law as governing law and jurisdiction provisions
1. Tax Provisions: Include when cross-border element exists or specific tax arrangements needed
2. Currency Provisions: Required for foreign currency loans, addressing exchange rate risks
3. Multiple Lenders: Required when more than one lender is involved
4. Security Agent: Include when security is held by an agent on behalf of multiple lenders
5. Registration Requirements: Detailed registration obligations for specific security types
6. Insurance: Required when secured assets must be insured
7. Guarantee: Include when third-party guarantee is part of security package
8. Assignment and Transfer: Include when loan/security rights may be transferred
1. Conditions Precedent: List of required documents and conditions before loan drawdown
2. Repayment Schedule: Detailed amortization schedule if installment repayment
3. Security Assets Schedule: Detailed description of all assets subject to security
4. Form of Drawdown Notice: Template for borrower to request loan disbursement
5. Security Documents: Forms of specific security documents required under Indonesian law
6. Insurance Requirements: Details of required insurance coverage for secured assets
7. Financial Covenants: Detailed financial ratios and calculations
8. Form of Transfer Certificate: Template for transferring loan/security rights if applicable
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